risk

6 Things to Do As You Count Down the Days to Retirement

Retirement marks a significant milestone in life. It’s a time when decades of hard work and dedication finally culminate into a period of relaxation and freedom. The transition isn’t always automatic and proper planning is crucial to ensure you enjoy your retirement years to the fullest. To help you prepare, we’ve assembled a list of priorities to keep in mind as you count down the days to retirement.

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The Financial Red Zone

The final decade before you reach retirement is often referred to as the financial red zone, and it’s arguably the most important time for planning. Not only is it typically your highest-earning years of work, but the window for getting your retirement in order is closing quickly. With that in mind, we wanted to take a little time to lay out some of the keys to converting in the financial red zone.

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The Universal Truths in Retirement Planning (Part 2)

Retirement is a unique journey for each of us. The thought that there’s a one-size-fits-all solution is a myth, but what if we told you there are certain universal truths that can guide every retiree?

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The Universal Truths in Retirement Planning (Part 1)

Retirement is a unique journey for each of us. The thought that there’s a one-size-fits-all solution is a myth, but what if we told you there are certain universal truths that can guide every retiree?

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Even Responsible Savers Can Make Mistakes

It might sound a bit counter-intuitive but saving might also get you in trouble once you reach that next chapter. Even for people who have been very responsible with their money over the years, entering retirement can still be a challenge because it’s such a different stage of life.

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Is Having ‘Cash’ Good or Bad?

Of course, we all want a healthy bank account. Having a good amount of dollars within easy grasp is helpful in the case of emergencies or for medium-sized purchases where you don’t want to have to liquidate assets.

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Ep 169: 2023 Retirement Preparedness Checklist (#1-5)

Another year is upon us and it’s a great time to ask yourself some critical questions to assess how ready you are for retirement to kick off 2023.

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The 5 Dangerous Mindsets That Can Sink Your Retirement

In many phases of life, our attitudes and mindsets can have a big impact on where we go and what we do. The mental side of life is as or more important than the physical side, and financial planning is no different. Having the right mindset not only helps you make the correct decisions, but…

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Why a Long Life Can Be a Planning Risk

We all want to live a long, healthy life and thanks to developments in modern medicine, Americans are living well into their 80s and 90s on a regular basis. Life expectancy has increased by nearly a decade since 1970, and there’s no reason to believe that trend won’t continue into the future. While it’s wonderful…

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Building an Investment Plan to Sustain Your Retirement

Retirement planning requires having every piece of the puzzle in place to ensure a successful transition to financial independence, and one of those pieces is investment planning, which takes thoughtful construction and execution.

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Ep 143: Mailbag: Rates of Return, TSP Investments, and More

We are opening up the mailbag today to answer various questions from listeners and clients. We’ll explore the average rate of return, blue-chip stocks, TSP investments, and much more on today’s show.

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Ep 139: Are You a Risk Taker? Evaluating Your Risk Tolerance Level

Do you take a lot of risk or are you a conservative investor? On today’s episode, we’ll explore why risk tolerance matters and how understanding our own risk tolerance level can protect our assets and future.

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Understanding the Three Worlds of Money

A major hurdle to getting started with saving and investing is trying to figure out exactly where to begin. With so much information and so many products available, trying to narrow things down can feel a bit overwhelming.

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Ep 134: Countdown to Retirement

As you count down the days to retirement there are some important things, you’ll want to cross off your to-do list. On today’s episode, we’re going to breakdown some of the things you’ll want to get done before this next chapter of life.

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Ep 128: Financial Jargon: Terms & Definitions

There is a lot of financial jargon out there that can be confusing when you are trying to plan for retirement. So on today’s episode, we’ll explore a variety of different terms and definitions and how they apply to the financial planning process.

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Ep 124: State of the Market and Current Inflation

The current state of the market and the rate of inflation may be making you nervous. How do we expect current events to impact your retirement plan and what can we do to protect our financial future?

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Ep 123: What is the Most Important Part of Retirement Planning?

The most important part of retirement planning is going to look different for everyone. On today’s show, we discuss some expert claims about the most important part of planning and whether Phil agrees or disagrees.

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How Your Risk Tolerance Plays Into the Financial Planning Process

In order to build a financial plan that’s customized to your goals, it requires assessing a wide range of factors. Maybe one of the most important for determining your investment strategy is how well you handle risk.

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Ep 110: 4 Unreasonable Requests

Although you may never ask something unreasonable of your advisor, it’s important to know where that line is. It will help you manage your expectations. On today’s episode, we will discuss 4 unreasonable things to ask of or expect from your financial advisor.

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Ep 100: How Age & Wisdom Affect Retirement

Let’s talk about one of the primary benefits of aging: wisdom. Phil shares some of the key things to consider in order to make wise decisions as you age and near retirement.

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