inflation

Protect Your Retirement From These 5 Types of Risk

Retirement planning goes beyond these five risks, but understanding these can help you better prepare and strategize for a more secure retirement.

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Retirement Planning Is Harder Than It Used To Be (Part 1)

Every generation likes to talk about how much harder things used to be when they were kids. Like all of the people who used to have to walk five miles to school, in the snow, uphill both ways. But they had at least one thing that was EASIER…and that was retirement planning.

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The Universal Truths in Retirement Planning (Part 2)

Retirement is a unique journey for each of us. The thought that there’s a one-size-fits-all solution is a myth, but what if we told you there are certain universal truths that can guide every retiree?

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The Universal Truths in Retirement Planning (Part 1)

Retirement is a unique journey for each of us. The thought that there’s a one-size-fits-all solution is a myth, but what if we told you there are certain universal truths that can guide every retiree?

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Preparing to Face the Realities of Retirement Planning Today

The reality of retirement planning is that things are always changing and each passing generation faces a new set of challenges as they prepare for their future.

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Mastering Retirement Cash Flow: Understanding Changing Expenses (Part 2)

In part one of this series, we covered some of the must-haves in retirement planning, such as housing, healthcare, food, and clothing costs. In this episode, Phil will discuss the importance of maintaining your current lifestyle in retirement and discuss some other critical factors that can contribute to cash flow problems. Join us as we chat about longevity, accounting for inflation, and more.

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Inflation: Retirement’s Silent Killer

As you plan for your golden years, you may be focusing on amassing a healthy nest egg to ensure a comfortable and worry-free retirement. However, one often-overlooked factor that can erode your hard-earned savings is inflation. Dubbed as the ‘silent killer’ of retirement plans, inflation can significantly impact your purchasing power, making it crucial to account for it when strategizing your financial future.

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Ep 173: The Incomplete Financial Plan

Are you confident that your financial plan is complete? Many people believe they have a solid plan in place, only to realize later that they’ve missed important areas. From not accounting for long-term care expenses to overlooking the impact of taxes on retirement income, there are many ways a financial plan can be incomplete.

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Is Having ‘Cash’ Good or Bad?

Of course, we all want a healthy bank account. Having a good amount of dollars within easy grasp is helpful in the case of emergencies or for medium-sized purchases where you don’t want to have to liquidate assets.

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Ep 170: 2023 Retirement Preparedness Checklist (#6-10)

Another year is upon us and it’s a great time to ask yourself some critical questions to assess how ready you are for retirement to kick off 2023.

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Building an Investment Plan to Sustain Your Retirement

Retirement planning requires having every piece of the puzzle in place to ensure a successful transition to financial independence, and one of those pieces is investment planning, which takes thoughtful construction and execution.

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Ep 128: Financial Jargon: Terms & Definitions

There is a lot of financial jargon out there that can be confusing when you are trying to plan for retirement. So on today’s episode, we’ll explore a variety of different terms and definitions and how they apply to the financial planning process.

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Ep 126: Guessing in Retirement Planning

What could go wrong if you end up guessing when planning for retirement? Today, we explore some areas in retirement planning you don’t want to guess at.

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Ep 125: Murky Issues in Retirement

What are most Americans confused about when it comes to retirement planning? On today’s episode, we discuss 3 murky issues that may be making retirement planning harder for you.

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Ep 124: State of the Market and Current Inflation

The current state of the market and the rate of inflation may be making you nervous. How do we expect current events to impact your retirement plan and what can we do to protect our financial future?

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How Inflation Impacts Retirement Planning

Inflation has long been known as the silent killer for financial planning because the small increases in prices each year weren’t noticeable day-to-day. Over time, however, those increments add up and eventually become magnified over the years.

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Ep 118: Don’t Fumble in the Retirement Red Zone

When you’re getting close to retirement, you certainly don’t want to fumble your retirement. On today’s episode, we’ll discuss how to keep your retirement protected as you enter the retirement red zone.

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Ep 117: What They’re Saying – 2022 Economic Predictions

A lot of economic predictions are floating around about 2022. On today’s show, we’ll ask Phil his opinion on these predictions regarding GDP, inflation, the housing market, and more.

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Ep 106: What Is “Risk Averse”?

Everyone is different when it comes to risk tolerance. A lot of us think we are risk-averse, but we may be taking on more risk than we realize. On today’s episode, Phil is going to discuss risk aversion and how it affects our retirement plan.

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Ep 102: 5 Ways to Mind the Gap

There may be a few gaps that we might not notice when we are working on our retirement plan. So, to better prepare you for the future, we will be discussing some of the gaps you need to keep an eye out for and how you can address them.

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