Have you ever heard someone tell you they don’t want to retire? Sometimes they might mean it, but other times it’s just a defense mechanism for the fact that they don’t feel prepared for retirement. Let’s take a look at some of the most common excuses and what they might actually mean.
Click the timestamps below to jump ahead in the episode…
Other Retirement Facts:
The new year is here and with it comes another opportunity to start fresh. Forget about the financial mistakes you’ve made before. This is the year to get your retirement on track with a strong plan.
Too often people make excuses for why they don’t want to retire rather than make the necessary changes and adjustments to be ready for that next chapter. Today we want to explore some of the excuses we’ll hear people make for why they aren’t retired and we’ll ask Phil to determine some deeper meanings behind each excuse.
You’ll also find that each of these deflections point to the importance of creating a comprehensive retirement plan and following the steps that have been put in place. Do that and you’ll soon be turning those excuses into results.
Check out the entire episode in the audio player above or click on the timestamps below to learn how to address some of these awkward financial conversations.
1:19 – Happy new year! Should be an interesting year.
2:31 – Let’s talk about excuses that may keep us from retiring.
3:49 – Excuse: ‘I love my career.’
6:08 – Excuse: ‘I would be bored if I retired.’
11:17 – Excuse: ‘We don’t have enough money to retire.’
13:29 – Excuse: ‘I don’t have enough confidence in my plan to walk away from work.’
15:55 – Planning for retirement is like planning a road trip.
19:25 – Mailbag Question: My husband’s military pension has been a very nice benefit but I’ll no longer get a penny of that after he passes away. This was a mistake in retrospect but what can we do moving forward?
A Quotable Moment:
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