Do you ever feel like your retirement planning goals are always moving? You’re not alone. We’ve found that people often move the goalposts in their own retirement planning, often to their detriment. In this episode, we’re diving deep into the psychology of retirement planning and the dangers of moving the goalposts.

We’ll discuss factoring in larger expenses without derailing your retirement plan and why waiting to have a certain amount of cash in the bank before investing is not viable long-term strategy. We’ll also touch on the importance of establishing a solid financial plan, determining your risk tolerance, and retiring on your schedule.

Whether you’re just starting your retirement journey or are well on your way, this episode is packed with valuable insights to help you achieve your financial goals.

Here are some of the things we’ll address in this episode:

• Why cash does not work for long-term goals and investment. [1:51]
• The danger of the “I’ll get serious about saving next year” attitude. [5:45]
• Why it’s crucial to determine what market risks you are comfortable with understand how to position those risks in your financial plan. [8:48]
• How having a solid plan in place will allow you to retire on a flexible schedule. [11:09]

If you have any questions about what we discussed in this episode, reach out and we’ll be happy to set up a time to talk.