Blog

Even Responsible Savers Can Make Mistakes

August 1, 2023

It might sound a bit counter-intuitive but saving might also get you in trouble once you reach that next chapter. Even for people who have been very responsible with their money over the years, entering retirement can still be a challenge because it’s such a different stage of life.

Getting Started: A Financial Plan’s First Steps

July 1, 2023

If the thought of putting together a financial plan is overwhelming to you, know that you aren’t alone. With many moving pieces and endless sources of information, the most difficult part of building a financial plan is knowing where to start.

Inflation: Retirement’s Silent Killer

June 1, 2023

As you plan for your golden years, you may be focusing on amassing a healthy nest egg to ensure a comfortable and worry-free retirement. However, one often-overlooked factor that can erode your hard-earned savings is inflation. Dubbed as the ‘silent killer’ of retirement plans, inflation can significantly impact your purchasing power, making it crucial to account for it when strategizing your financial future.

Sales Pitch vs True Planning – How to Tell the Difference

May 1, 2023

If you aren’t sure how to tell whether an advisor actually has a planning process or just gives sales pitches all day, we’re going to tell you what to look out for to help you identify the difference.

Why Retirees Need to Pay Attention to SECURE Act 2.0

April 1, 2023

The Setting Every Community Up for Retirement Enhancement (SECURE) Act 2.0 was recently passed by Congress as a follow-up to the original SECURE Act that was passed in 2019. The new legislation includes dozens of provisions designed to make it easier for Americans to save for retirement and better prepare for their golden years. However,…

Is Having ‘Cash’ Good or Bad?

March 1, 2023

Of course, we all want a healthy bank account. Having a good amount of dollars within easy grasp is helpful in the case of emergencies or for medium-sized purchases where you don’t want to have to liquidate assets.

The 5 Dangerous Mindsets That Can Sink Your Retirement

February 1, 2023

In many phases of life, our attitudes and mindsets can have a big impact on where we go and what we do. The mental side of life is as or more important than the physical side, and financial planning is no different. Having the right mindset not only helps you make the correct decisions, but…

Where to Find Bias in the Financial Media

January 1, 2023

It’s always prudent to stay abreast of what’s going on in the financial world but it’s also important to understand that the information you get from the media isn’t completely unbiased. We live in a day and age where drawing viewers, readers, and listeners is as cutthroat as ever, and that leads to media coverage…

Why a Long Life Can Be a Planning Risk

December 1, 2022

We all want to live a long, healthy life and thanks to developments in modern medicine, Americans are living well into their 80s and 90s on a regular basis. Life expectancy has increased by nearly a decade since 1970, and there’s no reason to believe that trend won’t continue into the future. While it’s wonderful…

Is a 401(k) Rollover Right for You?

November 1, 2022

Gone are the days where people enter the workforce and stay with the same company for 30+ years, eventually riding off into the sunset of retirement with a nice pension. Instead, employees are often moving between jobs as they explore new career paths and search for opportunities to grow and flourish. As they move on…

Financial Planning and The Role Your House Will Play

October 1, 2022

For most people, their home will be the most valuable asset they own during their lifetime so it’s no surprise that we get a lot of questions about how a home (or homes) fits into retirement plans.

Building an Investment Plan to Sustain Your Retirement

September 1, 2022

Retirement planning requires having every piece of the puzzle in place to ensure a successful transition to financial independence, and one of those pieces is investment planning, which takes thoughtful construction and execution.

Building an Income Plan for Retirement

August 1, 2022

Walking away from a working career means leaving a consistent paycheck behind, and that can be a scary thought. How will you replace that income and ensure yourself that your money will last the rest of your life?

Finding the Right Financial Advisor

July 1, 2022

The common hesitation keeping people from beginning that relationship with an advisor is figuring out who to work with. It can be a challenge picking the right advisor because of the various designations, the different types of specialties, and worry that a person might just be trying to sell you a product.