Blog

Retirement Planning Ideas That Have Become Obsolete

Just like your iPhone or computer can become obsolete and need to be replaced, the way some people think about retirement is outdated and needs to be refreshed. As financial landscapes evolve, clinging to old assumptions can jeopardize your retirement security. Let’s explore some retirement planning ideas that many still cling to, but are no longer effective in today’s financial landscape.

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Protect Your Retirement From These 5 Types of Risk

Retirement planning goes beyond these five risks, but understanding these can help you better prepare and strategize for a more secure retirement.

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Reasons Why You Might Need a Financial Advisor

Some people feel that they’ll save money by handling their investments themselves instead of working with an advisor. Others may like the challenge of doing it themselves. Still others just don’t know who to trust so they end up not working with anyone. Let’s talk about some reasons that you might need an advisor.

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4 Things March Madness and Retirement Planning Have in Common

The month of March has become synonymous with college basketball and the drama of the NCAA Tournament. Millions tune in every year to watch the buzzer-beaters and upsets with the hope that their bracket can withstand the craziness.

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6 Things to Do As You Count Down the Days to Retirement

Retirement marks a significant milestone in life. It’s a time when decades of hard work and dedication finally culminate into a period of relaxation and freedom. The transition isn’t always automatic and proper planning is crucial to ensure you enjoy your retirement years to the fullest. To help you prepare, we’ve assembled a list of priorities to keep in mind as you count down the days to retirement.

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10 Financial Resolutions for the New Year

As we kick off the new year and the celebrations draw to a close, it’s customary for many to engage in a little retrospection, to reflect on the past year and make resolutions for the year that lies ahead. Setting financial resolutions for what you want to accomplish will provide you with direction and goals that will help set you up for a more prosperous future.

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The Financial Red Zone

The final decade before you reach retirement is often referred to as the financial red zone, and it’s arguably the most important time for planning. Not only is it typically your highest-earning years of work, but the window for getting your retirement in order is closing quickly. With that in mind, we wanted to take a little time to lay out some of the keys to converting in the financial red zone.

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5 Simple Retirement Questions (That Are Hard to Answer)

Retirement planning is complicated, especially when you boil it down to an individual level, and many of these questions can become overwhelming to answer. As you think ahead to what your retirement might look like, spend some time with each of these and see if you know how you’d answer. 

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Preparing to Face the Realities of Retirement Planning Today

The reality of retirement planning is that things are always changing and each passing generation faces a new set of challenges as they prepare for their future.

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Even Responsible Savers Can Make Mistakes

It might sound a bit counter-intuitive but saving might also get you in trouble once you reach that next chapter. Even for people who have been very responsible with their money over the years, entering retirement can still be a challenge because it’s such a different stage of life.

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Getting Started: A Financial Plan’s First Steps

If the thought of putting together a financial plan is overwhelming to you, know that you aren’t alone. With many moving pieces and endless sources of information, the most difficult part of building a financial plan is knowing where to start.

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Inflation: Retirement’s Silent Killer

As you plan for your golden years, you may be focusing on amassing a healthy nest egg to ensure a comfortable and worry-free retirement. However, one often-overlooked factor that can erode your hard-earned savings is inflation. Dubbed as the ‘silent killer’ of retirement plans, inflation can significantly impact your purchasing power, making it crucial to account for it when strategizing your financial future.

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Sales Pitch vs True Planning – How to Tell the Difference

If you aren’t sure how to tell whether an advisor actually has a planning process or just gives sales pitches all day, we’re going to tell you what to look out for to help you identify the difference.

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Why Retirees Need to Pay Attention to SECURE Act 2.0

The Setting Every Community Up for Retirement Enhancement (SECURE) Act 2.0 was recently passed by Congress as a follow-up to the original SECURE Act that was passed in 2019. The new legislation includes dozens of provisions designed to make it easier for Americans to save for retirement and better prepare for their golden years. However,…

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Is Having ‘Cash’ Good or Bad?

Of course, we all want a healthy bank account. Having a good amount of dollars within easy grasp is helpful in the case of emergencies or for medium-sized purchases where you don’t want to have to liquidate assets.

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The 5 Dangerous Mindsets That Can Sink Your Retirement

In many phases of life, our attitudes and mindsets can have a big impact on where we go and what we do. The mental side of life is as or more important than the physical side, and financial planning is no different. Having the right mindset not only helps you make the correct decisions, but…

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Where to Find Bias in the Financial Media

It’s always prudent to stay abreast of what’s going on in the financial world but it’s also important to understand that the information you get from the media isn’t completely unbiased. We live in a day and age where drawing viewers, readers, and listeners is as cutthroat as ever, and that leads to media coverage…

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Why a Long Life Can Be a Planning Risk

We all want to live a long, healthy life and thanks to developments in modern medicine, Americans are living well into their 80s and 90s on a regular basis. Life expectancy has increased by nearly a decade since 1970, and there’s no reason to believe that trend won’t continue into the future. While it’s wonderful…

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Is a 401(k) Rollover Right for You?

Gone are the days where people enter the workforce and stay with the same company for 30+ years, eventually riding off into the sunset of retirement with a nice pension. Instead, employees are often moving between jobs as they explore new career paths and search for opportunities to grow and flourish. As they move on…

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Financial Planning and The Role Your House Will Play

For most people, their home will be the most valuable asset they own during their lifetime so it’s no surprise that we get a lot of questions about how a home (or homes) fits into retirement plans.

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