ALWAYS HAVE THE LATEST UPDATES

PHIL'S TAX HACKS

AND OTHER RETIREMENT FACTS

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ALWAYS HAVE THE LATEST UPDATES

PHIL'S TAX HACKS

AND OTHER RETIREMENT FACTS

Apple PodcastsSpotifyYouTubeAmazon MusicTuneIn
Retirement can create a bigger adjustment than many people expect. After years of having a routine, coworkers, and somewhere to be each day, suddenly having all that free time can leave a real void. #retirement #retirementplanning #retirementlife Want to learn more about financial planning? Please subscribe to our channel and you won't miss a video ➟ https://bit.ly/33RO6mV _______________________________ RESOURCES Website: https://philstaxhacks.com Phone: 248.888.7530 Email: pputney@afswealthmgt.com Get your copy of The Tax-Smart Retiree: https://www.thetaxsmartretireebook.com/welcome CONNECT 🤝 Facebook: https://www.facebook.com/AFSFinancialGrp/ Twitter: https://twitter.com/PhilPutney LinkedIn: https://www.linkedin.com/company/afs-wealth-management/about/
Want to learn more about financial planning? Please subscribe to our channel and you won't miss a video ➟ https://bit.ly/33RO6mV Book an appointment with Phil to get your customized planning process started ➟ https://www.afswealthmgt.com/schedule-appointment More people in their 60s and 70s are staying on the job than ever before, and it's not always about the money. Today, Phil digs into the real reasons retirees keep showing up to work. Working longer isn't automatically the wrong call. Sometimes it's exactly right. The real question is whether it's a choice or a fallback. That's worth figuring out before you assume the answer. Here’s some of what we discuss in this episode: 🤝 Social Connection: Work can provide relationships, routine, and identity 🏠 Retirement Adjustment: Suddenly spending more time at home can require some adjustment 🦠 COVID Perspective: The pandemic gave many couples a preview of retirement life 💵 Financial Necessity: Some retirees work because they need the additional income 🎯 Retire to Something: Hobbies, volunteering, and interests can help fill the work void 🤝 Advisor Guidance: Professional planning can replace uncertainty with informed decisions 0:00 – Intro 1:06 – Social Connection 2:43 – With Your Spouse 24/7 3:58 – The COVID Preview 5:54 – Financial Necessity 8:38 – When You Doubt Your Plan (Or Don’t Have One) 10:36 – Advisor Guidance #retirement #retirementlifestyle #lifeafterwork #retirementhobbies Want to learn more about financial planning? Please subscribe to our channel and you won't miss a video ➟ https://bit.ly/33RO6mV _______________________________ RESOURCES Website: https://philstaxhacks.com Phone: 248.888.7530 Email: pputney@afswealthmgt.com Get your copy of The Tax-Smart Retiree: https://www.thetaxsmartretireebook.com/welcome CONNECT 🤝 Facebook: https://www.facebook.com/AFSFinancialGrp/ Twitter: https://twitter.com/PhilPutney LinkedIn: https://www.linkedin.com/company/afs-wealth-management/about/
Your financial advisor shouldn't be the one making the decisions for you, but they should be laying out all of the information in a clear and concise way to help you make the decision that's best for you and your family. Want to learn more about financial planning? Please subscribe to our channel and you won't miss a video ➟ https://bit.ly/33RO6mV _______________________________ RESOURCES Website: https://philstaxhacks.com Phone: 248.888.7530 Email: pputney@afswealthmgt.com Get your copy of The Tax-Smart Retiree: https://www.thetaxsmartretireebook.com/welcome CONNECT 🤝 Facebook: https://www.facebook.com/AFSFinancialGrp/ Twitter: https://twitter.com/PhilPutney LinkedIn: https://www.linkedin.com/company/afs-wealth-management/about/
Subscribe

The Phil’s Tax Hacks Podcast is the show for you if you’re seeking financial, tax and retirement planning guidance.

Each week, Phil talks about the keys to building a sound financial strategy that can survive the ups and downs of the market and alleviate the financial uncertainties in life.

Tax hacks. And other retirement facts. Keeping you well-prepared for your financial future.

Retirement can create a bigger adjustment than many people expect. After years of having a routine, coworkers, and somewhere to be each day, suddenly having all that free time can leave a real void. #retirement #retirementplanning #retirementlife Want to learn more about financial planning? Please subscribe to our channel and you won't miss a video ➟ https://bit.ly/33RO6mV _______________________________ RESOURCES Website: https://philstaxhacks.com Phone: 248.888.7530 Email: pputney@afswealthmgt.com Get your copy of The Tax-Smart Retiree: https://www.thetaxsmartretireebook.com/welcome CONNECT 🤝 Facebook: https://www.facebook.com/AFSFinancialGrp/ Twitter: https://twitter.com/PhilPutney LinkedIn: https://www.linkedin.com/company/afs-wealth-management/about/
Want to learn more about financial planning? Please subscribe to our channel and you won't miss a video ➟ https://bit.ly/33RO6mV Book an appointment with Phil to get your customized planning process started ➟ https://www.afswealthmgt.com/schedule-appointment More people in their 60s and 70s are staying on the job than ever before, and it's not always about the money. Today, Phil digs into the real reasons retirees keep showing up to work. Working longer isn't automatically the wrong call. Sometimes it's exactly right. The real question is whether it's a choice or a fallback. That's worth figuring out before you assume the answer. Here’s some of what we discuss in this episode: 🤝 Social Connection: Work can provide relationships, routine, and identity 🏠 Retirement Adjustment: Suddenly spending more time at home can require some adjustment 🦠 COVID Perspective: The pandemic gave many couples a preview of retirement life 💵 Financial Necessity: Some retirees work because they need the additional income 🎯 Retire to Something: Hobbies, volunteering, and interests can help fill the work void 🤝 Advisor Guidance: Professional planning can replace uncertainty with informed decisions 0:00 – Intro 1:06 – Social Connection 2:43 – With Your Spouse 24/7 3:58 – The COVID Preview 5:54 – Financial Necessity 8:38 – When You Doubt Your Plan (Or Don’t Have One) 10:36 – Advisor Guidance #retirement #retirementlifestyle #lifeafterwork #retirementhobbies Want to learn more about financial planning? Please subscribe to our channel and you won't miss a video ➟ https://bit.ly/33RO6mV _______________________________ RESOURCES Website: https://philstaxhacks.com Phone: 248.888.7530 Email: pputney@afswealthmgt.com Get your copy of The Tax-Smart Retiree: https://www.thetaxsmartretireebook.com/welcome CONNECT 🤝 Facebook: https://www.facebook.com/AFSFinancialGrp/ Twitter: https://twitter.com/PhilPutney LinkedIn: https://www.linkedin.com/company/afs-wealth-management/about/
Your financial advisor shouldn't be the one making the decisions for you, but they should be laying out all of the information in a clear and concise way to help you make the decision that's best for you and your family. Want to learn more about financial planning? Please subscribe to our channel and you won't miss a video ➟ https://bit.ly/33RO6mV _______________________________ RESOURCES Website: https://philstaxhacks.com Phone: 248.888.7530 Email: pputney@afswealthmgt.com Get your copy of The Tax-Smart Retiree: https://www.thetaxsmartretireebook.com/welcome CONNECT 🤝 Facebook: https://www.facebook.com/AFSFinancialGrp/ Twitter: https://twitter.com/PhilPutney LinkedIn: https://www.linkedin.com/company/afs-wealth-management/about/
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ABOUT THE SHOW

The Phil’s Tax Hacks Podcast is the show for you if you’re seeking financial, tax and retirement planning guidance.

Each week, Phil talks about the keys to building a sound financial strategy that can survive the ups and downs of the market and alleviate the financial uncertainties in life.

Tax hacks and other retirement facts. Keeping you well-prepared for your financial future.

New Shows Every Week!

SUBSCRIBE TO THE SHOW

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INVESTING

FINANCE

RETIREMENT

EPISODES AND BLOGS

What Are Your Financial Pain Points?

When it comes to financial planning, everybody has something that bothers them. Today, Phil’s walking through some of the most common pain points we see and the real conversations that happen around them.

The 5 D’s of Retirement Planning

In this episode, Phil walks through the “5 D’s” of retirement planning and how each one plays a role in helping retirees build a plan that can hold up over time.

Meet Your Host Phil Putney

Phil has been in the financial services industry for over 20 years, both as a CPA and as an Investment Advisor. Phil has dedicated his career to helping his clients create sound financial strategies that are designed to provide confidence and peace of mind in retirement.

Phil’s mission is to help seniors and soon-to-be-retirees take control of their financial future and make the best decisions possible for them and their loved ones. As Phil is often heard saying “if you don’t have a plan, then whose plan are you following? The IRS’s? The Social Security Administration?”

Phil’s background and education as a CPA with a Masters in Taxation, his designation as a Personal Financial Specialist and Investment Advisor allow him to create comprehensive financial strategies that maximize your income, reduce your taxes, and grow your assets while reducing market volatility.

MORE ABOUT PHIL

TAX HACK BLOG AND RESOURCES

Meet Your Host Phil Putney

Phil has been in the financial services industry for over 20 years, both as a CPA and as an Investment Advisor. Phil has dedicated his career to helping his clients create sound financial strategies that are designed to provide confidence and peace of mind in retirement.

Phil’s mission is to help seniors and soon-to-be-retirees take control of their financial future and make the best decisions possible for them and their loved ones. As Phil is often heard saying “if you don’t have a plan, then whose plan are you following? The IRS’s? The Social Security Administration?”

Phil’s background and education as a CPA with a Masters in Taxation, his designation as a Personal Financial Specialist and Investment Advisor allow him to create comprehensive financial strategies that maximize your income, reduce your taxes, and grow your assets while reducing market volatility.

MORE ABOUT PHIL

SCHEDULE A MEETING

SCHEDULE A MEETING

We are a growing business with the ability to support more clients, and I am happy to invest an hour of time for the potential of a long-term relationship.

We can discuss your current situation, go over any potential questions, and ultimately decide if we can work together.

We are a growing business with the ability to support more clients, and I am happy to invest an hour of time for the potential of a long-term relationship.

We can discuss your current situation, go over any potential questions, and ultimately decide if we can work together.

Want to learn more about Phil Putney and AFS Wealth Management? How about getting access to useful financial articles and educational videos? Want to know what's happening in the market or upcoming events at the firm? Learn about those things and more...

LEARN MORE

Want to learn more about Phil Putney and AFS Wealth Management? How about getting access to useful financial articles and educational videos? Want to know what's happening in the market or upcoming events at the firm? Learn about those things and more...

LEARN MORE

Phil's Tax Hacks Podcast

With Phil Putney

The Phil’s Tax Hacks Podcast is the show for you if you’re seeking financial, tax and retirement planning guidance.

Each week, Phil talks about the keys to building a sound financial strategy that can survive the ups and downs of the market and alleviate the financial uncertainties in life.

Tax hacks. And other retirement facts. Keeping you well-prepared for your financial future.

Could Retire, Doesn’t: The Psychology of Staying at Work

More people in their 60s and 70s are staying on the job than ever before, and it’s not always about the money. Today, Phil digs into the real reasons retirees keep showing up to work. Working longer isn’t automatically the wrong call. Sometimes it’s exactly right. The real question is whether it’s a choice or a fallback. That’s worth figuring out before you assume the answer.

 

Here’s some of what we discuss in this episode:

🤝 Social Connection: Work can provide relationships, routine, and identity

🏠 Retirement Adjustment: Suddenly spending more time at home can require some adjustment

🦠 COVID Perspective: The pandemic gave many couples a preview of retirement life

💵 Financial Necessity: Some retirees work because they need the additional income

🎯 Retire to Something: Hobbies, volunteering, and interests can help fill the work void

🤝 Advisor Guidance: Professional planning can replace uncertainty with informed decisions

 

For more, visit us online: http://philstaxhacks.com

Watch the video podcast on YouTube: https://bit.ly/3WdDG96

Get your copy of The Tax-Smart Retiree: https://www.thetaxsmartretireebook.com/welcome

Could Retire, Doesn’t: The Psychology of Staying at Work
August 13, 2026
What Are Your Financial Pain Points?
August 6, 2026
The Pitfalls of Do-It-Yourself Retirement Planning
July 30, 2026
The 5 D’s of Retirement Planning
July 23, 2026
The 4% Rule vs. the 8% Rule: What’s the Right Withdrawal Rate for You?
July 16, 2026
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Subscribe To The Show

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Show Host: Phil Putney

Phil Putney is a Personal Financial Specialist (PFS) and a Certified Public Accountant (CPA).

Phil has been in the financial services industry for over 20 years, both as a CPA and as an Investment Advisor. Phil has dedicated his career to helping his clients create sound financial strategies that are designed to provide confidence and peace of mind in retirement.

Phil’s mission is to help seniors and soon-to-be-retirees take control of their financial future and make the best decisions possible for them and their loved ones. As Phil is often heard saying “if you don’t have a plan, then whose plan are you following? The IRS’s? The Social Security Administration?”

Phil’s background and education as a CPA with a Masters in Taxation, his designation as a Personal Financial Specialist and Investment Advisor allow him to create comprehensive financial strategies that maximize your income, reduce your taxes, and grow your assets while reducing market volatility.

Phil takes pride in providing his clients with the security & peace of mind that comes from knowing that you have a sound financial strategy that is designed to be defensive during times of market volatility and opportunistic during times of market growth. Phil and his financial strategies have been featured on FOX, PBS, WDIV, and the Wall Street Journal.

Episodes & Show Notes

What Are Your Financial Pain Points?

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When it comes to financial planning, everybody has something that bothers them. Today, Phil’s walking through some of the most common pain points we see and the real conversations that...

Listen Now

The 5 D’s of Retirement Planning

walter

In this episode, Phil walks through the “5 D’s” of retirement planning and how each one plays a role in helping retirees build a plan that can hold up over...

Listen Now

Schedule A Meeting

We are a growing business with the ability to support more clients, and I am happy to invest an hour of time for the potential of a long-term relationship.

We can discuss your current situation, go over any potential questions, and ultimately decide if we can work together.

Want to learn more about Phil Putney and AFS Wealth Management? How about getting access to useful financial articles and educational videos? Want to know what's happening in the market or upcoming events at the firm? Learn about those things and more...

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MORE WAYS TO CONTACT

248.888.7530

pputney@afswealthmgt.com

22029 Farmington Rd, Farmington, MI 48336