ALWAYS HAVE THE LATEST UPDATES

PHIL'S TAX HACKS

AND OTHER RETIREMENT FACTS

Apple PodcastsSpotifyYouTubeAmazon MusicTuneIn

ALWAYS HAVE THE LATEST UPDATES

PHIL'S TAX HACKS

AND OTHER RETIREMENT FACTS

Apple PodcastsSpotifyYouTubeAmazon MusicTuneIn
#marketcrash #investingtips #investing101 #financetips <br /><br />Have you ever wondered why you handle money the way you do? It turns out your financial behaviors can be traced back to your formative memories. In this episode, we examine how significant market crashes of the past might be impacting your current money management habits. <br /><br />From the Great Depression to the abrupt COVID-19 market downturn in 2020, we’re going to take a look at some of the most noteworthy financial crises in America. Join us as we compare these incidents from the past with more recent economic slumps and gain a more profound understanding of how they could be influencing your financial attitudes and decisions. <br /><br />0:00 – Intro<br />1:32 – The ripple effects of the Great Depression<br />3:29 – Soaring interest rates<br />8:21 – Black Monday to the Dotcom bubble <br />16:15 – The impact of the Great Recession<br />18:57 – The quick downturn of the pandemic<br />22:03 – Finding balance in your investment strategy<br /><br /><br />Want to learn more about financial planning? Please subscribe to our channel and you won't miss a video ➟ https://bit.ly/33RO6mV<br />_______________________________<br />CONNECT 🤝<br />Facebook: https://www.facebook.com/AFSFinancialGrp/<br />Twitter: https://twitter.com/PhilPutney<br />LinkedIn: https://www.linkedin.com/company/afs-wealth-management/about/<br /><br />_______________________________<br />CONTACT ☎<br />Website: https://philstaxhacks.com <br />Phone: 248.888.7530<br />Email: pputney@afswealthmgt.com
#socialsecuritybenefits #socialsecurity #financialadvisor <br /><br />We’re back for part two of this two-part series! In episode one, we debunked the first five common Social Security misconceptions and set the record straight. Today, we'll take on the next five myths that have been causing confusion and misinformation about Social Security. <br /><br />These myths may have some nuggets of truth in them, but they've been twisted and distorted along the way, leading to confusion and uncertainty about this important retirement benefit. But fear not! Phil is here to give you the facts and answer your questions so you can make informed decisions for your financial future. <br /><br /><br />0:00 - Intro<br />1:28 – Can I work and still receive Social Security benefits?<br />5:09 – You don’t have to be a U.S. citizen to receive benefits. <br />6:35 – If I have a pension, will I not be eligible for Social Security?<br />8:37 – Social Security is not based on your total assets. <br />10:20 – Social Security benefits are based on your highest 35 years of earnings. <br /><br /><br />Want to learn more about financial planning? Please subscribe to our channel and you won't miss a video ➟ https://bit.ly/33RO6mV<br />_______________________________<br />CONNECT 🤝<br />Facebook: https://www.facebook.com/AFSFinancialGrp/<br />Twitter: https://twitter.com/PhilPutney<br />LinkedIn: https://www.linkedin.com/company/afs-wealth-management/about/<br /><br />_______________________________<br />CONTACT ☎<br />Website: https://philstaxhacks.com <br />Phone: 248.888.7530<br />Email: pputney@afswealthmgt.com
#socialsecurity #socialsecuritybenefits #socialsecurityretirement <br /><br />Have you ever wondered if the Social Security system will run out of money before you retire? Or if claiming benefits as soon as you're eligible is the best decision for your financial future? In this two-part episode, we'll be debunking common myths about Social Security and answering the questions you've been curious about. <br /><br />In part one, we’ll cover the first five common Social Security myths. Stay tuned to learn the truth about these Social Security fallacies, so that you can make informed decisions for your financial future. <br /><br /><br />0:00 – Intro<br />1:40 – Why Phil doesn’t recommend turning to the Social Security Administration for benefit strategies. <br />4:26 – Even if you’re a stay-at-home mom, you may still be eligible for Social Security benefits through spousal benefits.<br />8:16 – Depending on your income, you may have to pay taxes on your Social Security benefits. <br />13:16 – Why Phil doesn’t think Social Security will run out of money.<br />16:48 – Why claiming your benefit as early as possible isn’t always the best strategy.<br /><br /><br />Want to learn more about financial planning? Please subscribe to our channel and you won't miss a video ➟ https://bit.ly/33RO6mV<br />_______________________________<br />CONNECT 🤝<br />Facebook: https://www.facebook.com/AFSFinancialGrp/<br />Twitter: https://twitter.com/PhilPutney<br />LinkedIn: https://www.linkedin.com/company/afs-wealth-management/about/<br /><br />_______________________________<br />CONTACT ☎<br />Website: https://philstaxhacks.com <br />Phone: 248.888.7530<br />Email: pputney@afswealthmgt.com
Subscribe
This error message is only visible to WordPress admins

Cannot collect videos from this channel. Please make sure this is a valid channel ID.

The Phil’s Tax Hacks Podcast is the show for you if you’re seeking financial, tax and retirement planning guidance.

Each week, Phil talks about the keys to building a sound financial strategy that can survive the ups and downs of the market and alleviate the financial uncertainties in life.

Tax hacks. And other retirement facts. Keeping you well-prepared for your financial future.

#marketcrash #investingtips #investing101 #financetips <br /><br />Have you ever wondered why you handle money the way you do? It turns out your financial behaviors can be traced back to your formative memories. In this episode, we examine how significant market crashes of the past might be impacting your current money management habits. <br /><br />From the Great Depression to the abrupt COVID-19 market downturn in 2020, we’re going to take a look at some of the most noteworthy financial crises in America. Join us as we compare these incidents from the past with more recent economic slumps and gain a more profound understanding of how they could be influencing your financial attitudes and decisions. <br /><br />0:00 – Intro<br />1:32 – The ripple effects of the Great Depression<br />3:29 – Soaring interest rates<br />8:21 – Black Monday to the Dotcom bubble <br />16:15 – The impact of the Great Recession<br />18:57 – The quick downturn of the pandemic<br />22:03 – Finding balance in your investment strategy<br /><br /><br />Want to learn more about financial planning? Please subscribe to our channel and you won't miss a video ➟ https://bit.ly/33RO6mV<br />_______________________________<br />CONNECT 🤝<br />Facebook: https://www.facebook.com/AFSFinancialGrp/<br />Twitter: https://twitter.com/PhilPutney<br />LinkedIn: https://www.linkedin.com/company/afs-wealth-management/about/<br /><br />_______________________________<br />CONTACT ☎<br />Website: https://philstaxhacks.com <br />Phone: 248.888.7530<br />Email: pputney@afswealthmgt.com
#socialsecuritybenefits #socialsecurity #financialadvisor <br /><br />We’re back for part two of this two-part series! In episode one, we debunked the first five common Social Security misconceptions and set the record straight. Today, we'll take on the next five myths that have been causing confusion and misinformation about Social Security. <br /><br />These myths may have some nuggets of truth in them, but they've been twisted and distorted along the way, leading to confusion and uncertainty about this important retirement benefit. But fear not! Phil is here to give you the facts and answer your questions so you can make informed decisions for your financial future. <br /><br /><br />0:00 - Intro<br />1:28 – Can I work and still receive Social Security benefits?<br />5:09 – You don’t have to be a U.S. citizen to receive benefits. <br />6:35 – If I have a pension, will I not be eligible for Social Security?<br />8:37 – Social Security is not based on your total assets. <br />10:20 – Social Security benefits are based on your highest 35 years of earnings. <br /><br /><br />Want to learn more about financial planning? Please subscribe to our channel and you won't miss a video ➟ https://bit.ly/33RO6mV<br />_______________________________<br />CONNECT 🤝<br />Facebook: https://www.facebook.com/AFSFinancialGrp/<br />Twitter: https://twitter.com/PhilPutney<br />LinkedIn: https://www.linkedin.com/company/afs-wealth-management/about/<br /><br />_______________________________<br />CONTACT ☎<br />Website: https://philstaxhacks.com <br />Phone: 248.888.7530<br />Email: pputney@afswealthmgt.com
#socialsecurity #socialsecuritybenefits #socialsecurityretirement <br /><br />Have you ever wondered if the Social Security system will run out of money before you retire? Or if claiming benefits as soon as you're eligible is the best decision for your financial future? In this two-part episode, we'll be debunking common myths about Social Security and answering the questions you've been curious about. <br /><br />In part one, we’ll cover the first five common Social Security myths. Stay tuned to learn the truth about these Social Security fallacies, so that you can make informed decisions for your financial future. <br /><br /><br />0:00 – Intro<br />1:40 – Why Phil doesn’t recommend turning to the Social Security Administration for benefit strategies. <br />4:26 – Even if you’re a stay-at-home mom, you may still be eligible for Social Security benefits through spousal benefits.<br />8:16 – Depending on your income, you may have to pay taxes on your Social Security benefits. <br />13:16 – Why Phil doesn’t think Social Security will run out of money.<br />16:48 – Why claiming your benefit as early as possible isn’t always the best strategy.<br /><br /><br />Want to learn more about financial planning? Please subscribe to our channel and you won't miss a video ➟ https://bit.ly/33RO6mV<br />_______________________________<br />CONNECT 🤝<br />Facebook: https://www.facebook.com/AFSFinancialGrp/<br />Twitter: https://twitter.com/PhilPutney<br />LinkedIn: https://www.linkedin.com/company/afs-wealth-management/about/<br /><br />_______________________________<br />CONTACT ☎<br />Website: https://philstaxhacks.com <br />Phone: 248.888.7530<br />Email: pputney@afswealthmgt.com
Subscribe
This error message is only visible to WordPress admins

Cannot collect videos from this channel. Please make sure this is a valid channel ID.

ABOUT THE SHOW

The Phil’s Tax Hacks Podcast is the show for you if you’re seeking financial, tax and retirement planning guidance.

Each week, Phil talks about the keys to building a sound financial strategy that can survive the ups and downs of the market and alleviate the financial uncertainties in life.

Tax hacks and other retirement facts. Keeping you well-prepared for your financial future.

New Shows Every Week!

SUBSCRIBE TO THE SHOW

Apple PodcastsSpotifyYouTubeAmazon MusicTuneIn

INVESTING

FINANCE

RETIREMENT

EPISODES AND BLOGS

The Honor and the Headache of Being an Executor

We're not estate attorneys, and we're not trying to be. But when a client is staring down this role for the first time, having someone who can help them make sense of it makes a real difference.

These 5 Questions Reveal A Lot About Your Financial Plan

Talking about money can be hard for some people, and sometimes it just takes the right question to get things rolling. Phil walks through five questions that have very little to do with dollars on the surface but can reveal a lot about what someone...

Meet Your Host Phil Putney

Phil has been in the financial services industry for over 20 years, both as a CPA and as an Investment Advisor. Phil has dedicated his career to helping his clients create sound financial strategies that are designed to provide confidence and peace of mind in retirement.

Phil’s mission is to help seniors and soon-to-be-retirees take control of their financial future and make the best decisions possible for them and their loved ones. As Phil is often heard saying “if you don’t have a plan, then whose plan are you following? The IRS’s? The Social Security Administration?”

Phil’s background and education as a CPA with a Masters in Taxation, his designation as a Personal Financial Specialist and Investment Advisor allow him to create comprehensive financial strategies that maximize your income, reduce your taxes, and grow your assets while reducing market volatility.

MORE ABOUT PHIL

TAX HACK BLOG AND RESOURCES

Meet Your Host Phil Putney

Phil has been in the financial services industry for over 20 years, both as a CPA and as an Investment Advisor. Phil has dedicated his career to helping his clients create sound financial strategies that are designed to provide confidence and peace of mind in retirement.

Phil’s mission is to help seniors and soon-to-be-retirees take control of their financial future and make the best decisions possible for them and their loved ones. As Phil is often heard saying “if you don’t have a plan, then whose plan are you following? The IRS’s? The Social Security Administration?”

Phil’s background and education as a CPA with a Masters in Taxation, his designation as a Personal Financial Specialist and Investment Advisor allow him to create comprehensive financial strategies that maximize your income, reduce your taxes, and grow your assets while reducing market volatility.

MORE ABOUT PHIL

SCHEDULE A MEETING

SCHEDULE A MEETING

We are a growing business with the ability to support more clients, and I am happy to invest an hour of time for the potential of a long-term relationship.

We can discuss your current situation, go over any potential questions, and ultimately decide if we can work together.

We are a growing business with the ability to support more clients, and I am happy to invest an hour of time for the potential of a long-term relationship.

We can discuss your current situation, go over any potential questions, and ultimately decide if we can work together.

Want to learn more about Phil Putney and AFS Wealth Management? How about getting access to useful financial articles and educational videos? Want to know what's happening in the market or upcoming events at the firm? Learn about those things and more...

LEARN MORE

Want to learn more about Phil Putney and AFS Wealth Management? How about getting access to useful financial articles and educational videos? Want to know what's happening in the market or upcoming events at the firm? Learn about those things and more...

LEARN MORE

Phil's Tax Hacks Podcast

With Phil Putney

The Phil’s Tax Hacks Podcast is the show for you if you’re seeking financial, tax and retirement planning guidance.

Each week, Phil talks about the keys to building a sound financial strategy that can survive the ups and downs of the market and alleviate the financial uncertainties in life.

Tax hacks. And other retirement facts. Keeping you well-prepared for your financial future.

Raise It, Lower It, Fix It: The Debate Over Social Security’s Newest Wrinkle

A new bill in Congress would let some workers claim full Social Security benefits at 60, seven years earlier than today’s rules stipulate. That’s a big headline. But it’s just a proposal, and it lands in the middle of a much bigger debate about Social Security’s future. Today, Phil reacts to the news and talks about what it means for your planning. Social Security is going to keep making headlines, and the rules may change at some point. But planning around what’s proposed isn’t the same as planning around what’s real. The best approach is a plan that can adjust either way.

Here’s some of what we discuss in this episode:

💰 Trust Fund: Understand what depletion really means

🛠️ Possible Fixes: Consider ways solvency could change

📅 Retirement Age: Prepare for shifting assumptions

🏗️ Physical Careers: Set realistic working expectations

🔄 Plan B: Consider less-demanding work options

 

For more, visit us online: http://philstaxhacks.com

Watch the video podcast on YouTube: https://bit.ly/3WdDG96

Get your copy of The Tax-Smart Retiree: https://www.thetaxsmartretireebook.com/welcome

Raise It, Lower It, Fix It: The Debate Over Social Security’s Newest Wrinkle
October 8, 2026
Is a Roth Conversion Worth It If You’re Close To Retirement?
September 24, 2026
What’s Your Number? A Net Worth Reality Check
September 17, 2026
The Honor and the Headache of Being an Executor
September 10, 2026
These 5 Questions Reveal A Lot About Your Financial Plan
September 3, 2026
Search Results placeholder

Subscribe To The Show

Apple PodcastsSpotifyYouTubeAmazon MusicTuneIn

Show Host: Phil Putney

Phil Putney is a Personal Financial Specialist (PFS) and a Certified Public Accountant (CPA).

Phil has been in the financial services industry for over 20 years, both as a CPA and as an Investment Advisor. Phil has dedicated his career to helping his clients create sound financial strategies that are designed to provide confidence and peace of mind in retirement.

Phil’s mission is to help seniors and soon-to-be-retirees take control of their financial future and make the best decisions possible for them and their loved ones. As Phil is often heard saying “if you don’t have a plan, then whose plan are you following? The IRS’s? The Social Security Administration?”

Phil’s background and education as a CPA with a Masters in Taxation, his designation as a Personal Financial Specialist and Investment Advisor allow him to create comprehensive financial strategies that maximize your income, reduce your taxes, and grow your assets while reducing market volatility.

Phil takes pride in providing his clients with the security & peace of mind that comes from knowing that you have a sound financial strategy that is designed to be defensive during times of market volatility and opportunistic during times of market growth. Phil and his financial strategies have been featured on FOX, PBS, WDIV, and the Wall Street Journal.

Episodes & Show Notes

Retiring on Accident: Ron’s Story

walter

Today, Phil walks through a potential retirement story- one chapter at a time. As new details come to light, he reacts in real time, just as a financial advisor would...

Listen Now

Schedule A Meeting

We are a growing business with the ability to support more clients, and I am happy to invest an hour of time for the potential of a long-term relationship.

We can discuss your current situation, go over any potential questions, and ultimately decide if we can work together.

Want to learn more about Phil Putney and AFS Wealth Management? How about getting access to useful financial articles and educational videos? Want to know what's happening in the market or upcoming events at the firm? Learn about those things and more...

Click Here

MORE WAYS TO CONTACT

248.888.7530

pputney@afswealthmgt.com

22029 Farmington Rd, Farmington, MI 48336